Hold • Grow • Sequence
Rental Portfolio Loan
Rental portfolio loans from $250,000 to $25,000,000, starting at 6.50%, financing ten or more investment properties under a single loan with one monthly payment.
$250K - $25M
Loan Amount
6.50%
Starting Rate
5-30 Years
Loan Terms
10+
Min Properties
Overview
What is a Rental Portfolio Loan?
Rental portfolio loans allow you to finance multiple investment properties under a single loan with one monthly payment. This simplifies property management, reduces administrative overhead, and can provide better terms than financing each property individually. Whether you’re consolidating existing properties or acquiring a portfolio, our portfolio loans offer the flexibility and scale that serious investors need.
Talk it through
Not sure this is the right program?
Tell us the property and what you want to do with it. If this is not the fit, we will say so and point you at the one that is.
Eligible property types
What we can lend on.
- Single Family Homes
- 2-4 Unit Properties
- Townhomes
- Condos
- Mixed Portfolios
Ideal for
Who this program is built for.
- Investors with 10 or more rental properties seeking consolidation
- Landlords looking to simplify their financing
- Investors acquiring packages of rental properties
- Real estate professionals scaling their portfolios
- Family offices and investment groups
- 1031 exchange buyers with multiple replacement properties
Lending guidelines
The numbers behind it.
These are the guideline lines we work from. A file is read as a whole, so if something here looks close rather than clean, call and ask.
- Loan Amount
- $250,000 - $25,000,000
- Minimum FICO
- 680+
- Minimum Properties
- 10+ Properties
- Purchase LTV
- Up to 80%
- Rate/Term Refi LTV
- Up to 80%
- Cash Out Refi LTV
- Up to 75%
- Loan Terms
- 5, 10, or 30 Years
- Interest Rate
- Starting at 6.50%
- Amortization
- 30-Year Fixed
- Minimum DSCR
- 1.20 Portfolio Average
Where to next
Financing a single property?
If you are buying or refinancing one rental and want to qualify on its income rather than yours, the DSCR program is the one to read.